Cancellation and refunds

Credits you bought and have not spent are refundable on request within 7 days of the purchase. Ask from the wallet page — every purchase there has a “Request refund” link, and it tells you exactly how much is still refundable before you ask. You can email sahooshivprasad666@gmail.com instead if you prefer.

A person reads every request. You will have an answer within 3 working days, and the reason for it either way. Approved refunds go back to the original payment method; how long they then take to appear depends on your bank, typically 5–7 working days.

A spent credit produced a research report, a scan or a note, and that was delivered to you. Those are not refundable — not because the policy is strict, but because you have the thing you paid for.

If you were charged and the report never arrived, that is not a refund question — it is a mistake, and the credits are returned automatically. Every paid action takes the credits first and gives them back if the work fails, so a failed report should already show as a refund in your wallet. If it does not, email sahooshivprasad666@gmail.com and it will be corrected.

SIRF sells research, not outcomes. A report you disagreed with, or one whose view the market did not reward, is not a failed delivery — it is the product working as described. Nothing here predicts prices, and no refund is owed for a decision that went badly.

There is no subscription to cancel. Credits are bought once and spent when you choose; stopping simply means not buying more. You can ask for your account to be closed at any time by emailing sahooshivprasad666@gmail.com — see the privacy policy for what happens to your data.